I had contacted Mk on this same issue and they tried to assure me that as far as they new their system had not been hacked. Yet they told me they didn't have access to VD's system, so they couldn't tell me about that. I thought maybe I was alone in this battle but I guess not. Fortunately I did not have any overdrafts because of this happening. My bank is investigating this. The bank has replaced the money with provisional deposits, but that means that I have to leave that amount in the account until they figure this out and that could take months.