Nancy, I think that's why I became a life member too lol. Wade with your intelect you could be a great asset to the NTA. The association is, or should be, bigger than any one person. We need to keep good people involved. It's our association and we should conduct ourselves as it is. If I don't like a feature of my home I'll fix it or change it. I'm not going to burn it down. Wade you can fight to get your money back, but I believe you would be money ahead by staying and taking part in the changes to come. There are changes coming. Wade the new car idea is a good analogy but there is some difference. In ten years you most likely would not be driving the same car. Think about this. I paid $400 for my Lifetime membership from 1991 till now is seventeen years. 400 divided by 17 = app $23.50 every year I live the number goes down. Your membership is for life. The only car you will drive for life is the last one.